Car insurance: no-fault claims are the Elephant in the room
Posted on February 12th, 2012
If someone drives into the back of your car while you are stationary, you wouldn’t expect to be penalised by your insurer would you? At least, I didn’t – but that’s exactly what happened to me.
The incident happened last summer when a van driver turned into the entrance to the car park I was parked just outside of (in a marked bay), damaging the rear bumper and paintwork of my VW Golf. The van driver admitted fault and we swapped insurance details.
I contacted my insurer, Elephant.co.uk, which is part of the Admiral group, and it swiftly sorted out repairs to my car and, some time later, claimed successfully from the van driver’s insurer. I
Tags: Car, Car Insurance
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Car insurance quotes ‘rise by £50 in three months’
Posted on January 23rd, 2012
The typical comprehensive car insurance quote for a motorist who shops around has risen by £50 in just three months, and is £130 higher than a year ago.
That was the warning from the AA, which says the “shoparound” price for annual comprehensive cover stands at £971, compared with £921 in October 2011 and £842 in January 2011.
The AA’s shoparound figure is an average of the three cheapest quotes from a range of insurers and brokers, and covers a range of ages.
Drivers between 17 and 22 have been hit by the steepest shoparound percentage increase since October 2011, with the typical premium for this age group standing at £2,497 following a 6.6% rise in the space of three months. By co
Tags: Car Insurance, Months, Three Months
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Your Roadmap for the Best Car Insurance
Posted on September 24th, 2011
So, you’ve bought yourself a brand new car. A proud moment indeed, given the amount of effort you put in to test-drive cars, short-list the ones that fit your budget and style, seeking expert advice on the car performance, looking at loan options and finally signing the papers.
Now obviously, you do have a motor insurance on your car, as it is mandated by law. But, here are some basics that you really should know about.
There are 2 types of Motor insurance policies:
One is a ‘Liability Only’ policy which is compulsory for all vehicles. This p
Tags: Car, Car Insurance
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What Are Pay As You Drive Car Insurance Plans?
Posted on April 9th, 2011
If you are tired of paying a high car insurance premium, as if anyone isn’t, it may be time to choose a different type of plan, a pay as you drive car insurance plan. This type of plan can be helpful because it focuses specifically on charging you less, if you drive less.
How it Works
The pay as you drive car insurance plan is different from one provider to the next. However, these plans can be outstanding in terms of what they can offer, if you fit the profile of a driver. Here’s how they work. You install a device in your vehicle. This device does not interfere with your driving ability, but it helps to monitor your driving. It watches how much you drive for example. In
Tags: Car Insurance, Drive Car, Drive Car Insurance, Insurance
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Motorists turn to more fuel efficient cars as car insurance costs rise
Posted on February 21st, 2011
Motorists are being hard hit with rises in car insurance and petrol and many are thinking of choosing a more fuel efficient car when they next buy one.
According to research carried out by moneysupermarket.com, almost 50 per cent of those questioned believe that they will purchase a more fuel efficient model next time as they try to save money on motoring costs. Around 10 per cent said the price of car insurance will have a direct bearing on which model they buy and some people said that they will be using public transport instead as driving has become too expensive.
Pete Harrison, car insurance expert at moneysupermarket.com commented: “With prices on the up it is more important than ever drivers ensure they are shopping around for the best deals on insurance, those who do will reap rewards and make their hard earned cash go further.”
The comparison site also warns drivers not to get involved in fronting? Read more…
Tags: Car Insurance, Fuel Efficient, Rise
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Getting the Lowest Car Insurance Rates for New Drivers
Posted on November 20th, 2010
Most of the time, new drivers find it difficult to get a good rate on their car insurance policy. This is primarily because many car insurance companies believe that new drivers have a higher chance of getting into accidents, as they have less driving experience. If you just received your driver’s license and are ready to drive on your own, you need not worry about having to pay for sky-high car insurance rates as there are actually a lot of ways on how you can get the lowest car insurance rates even as a new driver.
One of the best ways to lower your car insurance policy premium would be to take additional driving classes or courses. M Read more…
Tags: Car Insurance, Drivers, New Drivers
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